Why Businesses Choose Us
Again and Again
for their accounts receivable finance

Same Day Funding

Advance Rates that Exceed
   Industry Norms by 20%
   We offer cash advance rates up to 97%
   The typical maximum in the commercial factoring    industry is 80%.
   We can offer you higher advances because
   of our unique financing capabilities

Flexible Contracts-
   We provide you with contracts
   that meet your cash flow needs,not ours.
   
   Unlike the others, we do not make
   you sign long-term contracts and we don't
   charge you fees when you are inactive.

Invoice Processing
   Not only can we offer you the most
   advanced technolgy but we also maintain
   the old-fashioned systems because
   every client has different needs.
Receivable Financing

Personalized Service
   You have one dedicated person and his
   or her assistant who handle your account.
 
   Unlike the others, with us you don't
   have to start over each time you call 
   with a new person

Please contact us today
   and our seasoned invoice factoring
   specialists will help you
   get the cash you need TODAY

1-800-986-1854


or complete the
On-Line Invoice Factoring Request Form

What is commercial factoring?
In its simplest form, factoring is the purchase and sale of a company’s accounts receivable (invoices) at an amount less than (a discount of) the face value. (Example:  

If the factoring discount is 3 percent, the invoice is being purchased for 97 cents on the dollar). This allows a company to convert its dormant assets — or invoices — into useable cash flow. It is not a loan.

 Meet obligations on time.Paying vendors on time helps to establish a solid credit track record and allows for increased future credit limits from vendors as well as financial institutions.

Houston factoring Companies
Dallas Factoring Companies
San Antonio factoring Companies
Austin factoring Companies

Setting up a factoring relationship is quick and easy compared to other forms of financing.    Applications simply call for basic company information and a customer list. Years of profitability are not required, which makes factoring an option for startups generating receivables. It is possible for funding to occur in as little as a couple of days after receipt of the application and invoices.

Offer credit terms to customers. Offering credit termsto customers is a common way to increase sales by making it easier for customers to buy.    Having financial backing to carry accounts receivable is essential if a business wants to be able to follow through on its commitments.     Reputable factors encourage managed growth by consulting with clients regarding exposures . and other risks when taking on new credit accounts.

Accounts Receivable Finance Factoring can provide alternative source of working capital

Austin is the capital of the U.S. state of Texas and the seat of Travis County. Located in Central Texas on the eastern edge of the American Southwest,^[7] it is the fourth-largest city in Texas and the fifteenth most populous city in the United States.^[8] It was the third-fastest-growing large city in the nation from 2000 to 2006.^[9] Austin has a population of 786,386 (2009 U.S. Census estimate).^[4] The city is the cultural and economic center of the Austin–Round Rock–San Marcos metropolitan area, with a population of 1,769,952 (2009 U.S. Census estimate),^[10] making it the 35th-largest metropolitan area in the United States.

The area was settled in the 1830s on the banks of the Colorado River by pioneers who named the village Waterloo.^[11] In 1839, Waterloo was chosen to become the capital of the newly independent Republic of Texas. The city was renamed after Stephen F. Austin, known as the father of Texas.^[11] The city grew throughout the 19th century and became a center for government and education with the construction of the Texas State Capitol and the University of Texas.^[12] After a lull in growth from the Great Depression, Austin resumed its development into a major city in the 1980s and emerged as a center for technology and business.^[11] Today, the Greater Austin area is home to many companies, high-tech and otherwise, including the headquarters of four Fortune 500 corporations: Whole Foods Market, Freescale Semiconductor, Forestar Group, and Dell.^[13] On March 12, 2010, Facebook accepted a grant to build a downtown office that could bring as many as 200 jobs to the city.^[14]

Residents of Austin are known as "Austinites" and include a diverse mix of university professors, students, politicians, musicians, state employees, high-tech workers, blue-collar workers, and white-collar workers.^[15] The main campus of the University of Texas is located in Austin. The city is home to development centers for many technology corporations and in the high-tech 1990's adopted the nickname "Silicon Hills". However, the current official slogan promotes Austin as "The Live Music Capital of the World", a reference to the many musicians and live music venues within the area.^[1][2] In recent years, many Austinites have also adopted the unofficial slogan "Keep Austin Weird"; this refers partly to the eclectic and liberal lifestyle of many Austin residents but is also the slogan for a campaign to preserve smaller local businesses.^[16] Long ago, Austin also became known as the city of the "Violet Crown" for the wintertime violet glow of color across the hills just after sunset.^[17] Even today, many Austin businesses use the term "violet crown" in their name.

FactoringServices

In recent years, businesses have discovered that factoring services can combat the ups and owns of unpredictable cash-flow cycles and provide a viable source of working capital when conventional financing is not always an option.

Factoring is the practice of purchasing unpaid invoices from a company for a small, face-value discount. Factors-these buyer-give instant cash for what they expect to receive later, and the sellers can increase their cash flow without the usual 15-,30- or 60-day wait for payment.

For years, the bulk of factoring was predominately in the textile, furniture and apparel industries. Today, invoice-purchasing firms are working with all kinds of industries, including manufacturers, service providers, transportation companies and high-tech firms.

The increase is mainly attributed to the credit crunch that began in the late 1980s. as the availability of bank commercial credit tightens, more businesses look toward alternative sources of financing to achieve growth. Factors can help those firms that banks often find difficult to approve, such as start-up companies whose growth outstrips cash. The primary focus in a factoring relationship is the credit-worthiness of the customers being invoiced and the client’s ability to produce a quality product or service.

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Accounts receivable purchasing is a potential tool for managing a provider organization's working capital needs. But before entering into a financing agreement, organizations need to consider and take steps to avoid serious problems that can arise from participation in an accounts receivable financing program.

Financing through a securitization of receivables does not create a liability. An asset--the receivables--is sold for cash; no accounts receivable loan has been granted.

invoice factoring company
and account receivable factoring
and accounts receivable financing

There are many situations where a accounts receivable purchasing  funding can help a business meet its cash flow needs. It provides a continuing source of operating capital without incurring debt, which can result in growth opportunities that dramatically increase the bottom line. Virtually any business can benefit from factoring as part of its overall operating philosophy.

Every good businessperson must understand the concept and benefits of commercial factoring in order to operate as profitably as possible. The following chart can help you understand the differences between factoring and other sources of funding.